Coverage Disputes
Legal support for contractors facing denied, delayed, or disputed insurance claims involving project losses, liability allegations, property damage, defense obligations, or insurer reservation of rights letters.
When a contractor’s insurance claim becomes a coverage dispute, indemnity fight, or litigation risk, the right legal strategy matters. Carno Law Group helps contractors, subcontractors, haulers, material suppliers, and equipment providers pursue and defend insurance-related claims while minimizing disruption to active projects, payment rights, and business operations.

Focused legal support for contractor insurance disputes, coverage analysis, indemnity tenders, and litigation.
Legal support for contractors facing denied, delayed, or disputed insurance claims involving project losses, liability allegations, property damage, defense obligations, or insurer reservation of rights letters.
Strategic review of indemnity demands, defense tenders, additional insured issues, and contract provisions that affect whether another party or insurer must defend or reimburse the contractor.
Representation in insurance-related business and construction disputes through negotiation, mediation, arbitration, or court when coverage, responsibility, or payment cannot be resolved informally.

We review the claim facts, policy language, project contracts, insurer correspondence, and any reservation of rights or denial letters to identify coverage issues, tender obligations, and immediate risks to the contractor’s position.
Serving contractors, subcontractors, suppliers, engineers, and equipment providers in complex construction disputes.
Carno Law Group combines construction-industry focus with dispute-resolution experience.
The firm focuses on contractors, subcontractors, suppliers, haulers, and equipment providers.
Experience in California state and federal courts supports stronger claim escalation strategies.
Coverage disputes are evaluated alongside contracts, indemnity duties, and project realities.
The team pursues cost-effective resolutions through negotiation, mediation, arbitration, or litigation.
Construction-focused attorneys supporting contractor claim disputes.

President
Anna M. Carno is the President of Carno Law Group, A Professional Law Corporation, and the driving force behind one of California's preeminent construction litigation firms. Based in Laguna Hills, Anna leads a practice dedicated to serving contractors, subcontractors, haulers, and material and equipment providers across Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties. Her deep expertise spans mechanic's lien law, stop notice claims, bond claims, bid disputes, and WBE/MBE/DBE/DVBE certification issues. Anna brings an unmatched combination of tenacity and integrity to every case, representing clients in both state and federal courts. She is an active member of numerous professional organizations, including the Orange County Bar Association and California Women Lawyers, and is committed to delivering superior client service and meaningful results.

Of Counsel
Samuel Romero serves as Of Counsel at Carno Law Group, A Professional Law Corporation, bringing seasoned legal insight to the firm's robust construction litigation practice. In his Of Counsel role, Samuel supports the firm's representation of contractors, subcontractors, engineers, and material suppliers on both private and public works construction projects throughout California. His experience complements the firm's expertise in mechanic's lien law, surety matters, bond claims, and general business litigation. Samuel is committed to helping clients navigate complex legal challenges with clarity and confidence, contributing to the firm's track record of significant and successful outcomes. His collaborative approach and depth of knowledge make him a trusted resource for clients across Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.

Associate Attorney
Joseph Cumming is an Associate Attorney at Carno Law Group, A Professional Law Corporation, where he plays an integral role in the firm's construction litigation and business law practice. Joseph works closely with clients including general contractors, specialty subcontractors, material suppliers, and equipment providers, assisting them with a wide range of legal matters from mechanic's lien claims and stop notices to corporate formation and indemnity issues. His dedication to thorough legal analysis and client advocacy reflects the firm's core values of excellence and superior client service. Joseph is committed to providing aggressive, results-oriented representation while helping clients minimize disruptions to their business operations across Southern California.

Paralegal
Kayla Trujillo Perez serves as a Paralegal at Carno Law Group, A Professional Law Corporation, providing essential legal support to the firm's attorneys and clients across a broad range of construction litigation and business law matters. Kayla assists with case preparation, document management, research, and coordination, ensuring that every matter progresses efficiently and accurately. Her organizational skills and attention to detail are vital to the firm's ability to deliver timely, cost-effective legal services. Kayla is dedicated to maintaining the high standards of client service that define Carno Law Group, and her contributions help clients in Orange County and throughout Southern California feel supported at every stage of the legal process.

Legal Assistant
Mary Jane Ollaca is a Legal Assistant at Carno Law Group, A Professional Law Corporation, where she provides vital administrative and legal support to the firm's attorneys and staff. Mary Jane plays a key role in ensuring smooth day-to-day operations, assisting with client communications, document preparation, filing, and case coordination. Her professionalism and commitment to superior client service help create a welcoming and efficient experience for contractors, subcontractors, material suppliers, and all other clients served by the firm. Mary Jane's dedication to excellence supports Carno Law Group's mission to deliver outstanding legal representation to businesses throughout Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.

Legal Assistant
Kiana Rauda is a Legal Assistant at Carno Law Group, A Professional Law Corporation, contributing her skills and dedication to the firm's fast-paced construction litigation practice. Kiana supports the legal team with administrative tasks, document management, client correspondence, and case logistics, helping ensure that every client receives attentive and responsive service. Her commitment to accuracy and professionalism reflects the firm's core values of excellence and dedication. Kiana's contributions are essential to the firm's ability to efficiently handle matters ranging from mechanic's lien claims to corporate legal issues for contractors and suppliers across Southern California, including Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.
The four common stages are notice, investigation, evaluation, and resolution. First, the claim is reported with supporting facts and policy information. Next, the insurer investigates coverage, damages, exclusions, and responsibility. Then the claim is evaluated for payment, denial, reservation of rights, or settlement. Finally, the matter resolves through payment, negotiation, mediation, arbitration, or litigation if the dispute remains.
Get focused guidance before deadlines or insurer positions harden.
Licensed California legal practice credential.
Construction industry membership supporting contractor advocacy.
National construction association membership and insight.
Share the facts of your insurance claim, coverage dispute, tender, or litigation issue. Our team will review the situation and explain practical next steps during your initial consultation.
For immediate assistance, feel free to give us a direct call at +1 949-540-0320.
For immediate assistance, feel free to give us a direct call at +1 949-540-0320.