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Experienced Attorneys Who Handle Insurance Claims for Contractors

When a contractor’s insurance claim becomes a coverage dispute, indemnity fight, or litigation risk, the right legal strategy matters. Carno Law Group helps contractors, subcontractors, haulers, material suppliers, and equipment providers pursue and defend insurance-related claims while minimizing disruption to active projects, payment rights, and business operations.

Attorney handling an insurance claim for a contractor

Our Insurance Claim Legal Services

Focused legal support for contractor insurance disputes, coverage analysis, indemnity tenders, and litigation.

Coverage Disputes

Legal support for contractors facing denied, delayed, or disputed insurance claims involving project losses, liability allegations, property damage, defense obligations, or insurer reservation of rights letters.

Indemnity Tenders

Strategic review of indemnity demands, defense tenders, additional insured issues, and contract provisions that affect whether another party or insurer must defend or reimburse the contractor.

Claim Litigation

Representation in insurance-related business and construction disputes through negotiation, mediation, arbitration, or court when coverage, responsibility, or payment cannot be resolved informally.

Attorney reviewing contractor insurance claim documents

Our Contractor Claim Review Process

Review the Claim and Policy

We review the claim facts, policy language, project contracts, insurer correspondence, and any reservation of rights or denial letters to identify coverage issues, tender obligations, and immediate risks to the contractor’s position.

Build the Claim Record

Press for Coverage Resolution

Escalate When Necessary

Trusted By Contractors

Client Experience

Serving contractors, subcontractors, suppliers, engineers, and equipment providers in complex construction disputes.

"Anna Carno was very professional and dealt with all of our troubles in timely manner. She was friendly and helped me to be calm through this whole case. We cannot be more grateful to her and her law group. You cannot go wrong being represented by Anna Carno and her..."

Anna Marie Biscan

"Anna is an excellent attorney and, if you are seeking representation, I encourage you to hire her. She is knowledgeable, experienced and personable. If you need a construction attorney, she is the best."

James Gandy
The Carno Difference

Why Choose Carno Law Group?

Carno Law Group combines construction-industry focus with dispute-resolution experience.

Contractor Focus

The firm focuses on contractors, subcontractors, suppliers, haulers, and equipment providers.

Court Experience

Experience in California state and federal courts supports stronger claim escalation strategies.

Integrated Review

Coverage disputes are evaluated alongside contracts, indemnity duties, and project realities.

Strategic Resolution

The team pursues cost-effective resolutions through negotiation, mediation, arbitration, or litigation.

Meet The Legal Team

Construction-focused attorneys supporting contractor claim disputes.

Portrait of Anna M. Carno, President of Carno Law Group

Anna M. Carno

President

Anna M. Carno is the President of Carno Law Group, A Professional Law Corporation, and the driving force behind one of California's preeminent construction litigation firms. Based in Laguna Hills, Anna leads a practice dedicated to serving contractors, subcontractors, haulers, and material and equipment providers across Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties. Her deep expertise spans mechanic's lien law, stop notice claims, bond claims, bid disputes, and WBE/MBE/DBE/DVBE certification issues. Anna brings an unmatched combination of tenacity and integrity to every case, representing clients in both state and federal courts. She is an active member of numerous professional organizations, including the Orange County Bar Association and California Women Lawyers, and is committed to delivering superior client service and meaningful results.

Portrait of Samuel Romero, Of Counsel at Carno Law Group

Samuel Romero

Of Counsel

Samuel Romero serves as Of Counsel at Carno Law Group, A Professional Law Corporation, bringing seasoned legal insight to the firm's robust construction litigation practice. In his Of Counsel role, Samuel supports the firm's representation of contractors, subcontractors, engineers, and material suppliers on both private and public works construction projects throughout California. His experience complements the firm's expertise in mechanic's lien law, surety matters, bond claims, and general business litigation. Samuel is committed to helping clients navigate complex legal challenges with clarity and confidence, contributing to the firm's track record of significant and successful outcomes. His collaborative approach and depth of knowledge make him a trusted resource for clients across Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.

Portrait of Joseph Cumming, Associate Attorney at Carno Law Group

Joseph Cumming

Associate Attorney

Joseph Cumming is an Associate Attorney at Carno Law Group, A Professional Law Corporation, where he plays an integral role in the firm's construction litigation and business law practice. Joseph works closely with clients including general contractors, specialty subcontractors, material suppliers, and equipment providers, assisting them with a wide range of legal matters from mechanic's lien claims and stop notices to corporate formation and indemnity issues. His dedication to thorough legal analysis and client advocacy reflects the firm's core values of excellence and superior client service. Joseph is committed to providing aggressive, results-oriented representation while helping clients minimize disruptions to their business operations across Southern California.

Portrait of Kayla Trujillo Perez, Paralegal at Carno Law Group

Kayla Trujillo Perez

Paralegal

Kayla Trujillo Perez serves as a Paralegal at Carno Law Group, A Professional Law Corporation, providing essential legal support to the firm's attorneys and clients across a broad range of construction litigation and business law matters. Kayla assists with case preparation, document management, research, and coordination, ensuring that every matter progresses efficiently and accurately. Her organizational skills and attention to detail are vital to the firm's ability to deliver timely, cost-effective legal services. Kayla is dedicated to maintaining the high standards of client service that define Carno Law Group, and her contributions help clients in Orange County and throughout Southern California feel supported at every stage of the legal process.

Portrait of Mary Jane Ollaca, Legal Assistant at Carno Law Group

Mary Jane Ollaca

Legal Assistant

Mary Jane Ollaca is a Legal Assistant at Carno Law Group, A Professional Law Corporation, where she provides vital administrative and legal support to the firm's attorneys and staff. Mary Jane plays a key role in ensuring smooth day-to-day operations, assisting with client communications, document preparation, filing, and case coordination. Her professionalism and commitment to superior client service help create a welcoming and efficient experience for contractors, subcontractors, material suppliers, and all other clients served by the firm. Mary Jane's dedication to excellence supports Carno Law Group's mission to deliver outstanding legal representation to businesses throughout Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.

Portrait of Kiana Rauda, Legal Assistant at Carno Law Group

Kiana Rauda

Legal Assistant

Kiana Rauda is a Legal Assistant at Carno Law Group, A Professional Law Corporation, contributing her skills and dedication to the firm's fast-paced construction litigation practice. Kiana supports the legal team with administrative tasks, document management, client correspondence, and case logistics, helping ensure that every client receives attentive and responsive service. Her commitment to accuracy and professionalism reflects the firm's core values of excellence and dedication. Kiana's contributions are essential to the firm's ability to efficiently handle matters ranging from mechanic's lien claims to corporate legal issues for contractors and suppliers across Southern California, including Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.

Frequently Asked Questions

What are the 4 stages of insurance claims?

The four common stages are notice, investigation, evaluation, and resolution. First, the claim is reported with supporting facts and policy information. Next, the insurer investigates coverage, damages, exclusions, and responsibility. Then the claim is evaluated for payment, denial, reservation of rights, or settlement. Finally, the matter resolves through payment, negotiation, mediation, arbitration, or litigation if the dispute remains.

What are the four types of claims in insurance?

When should a contractor hire an attorney for an insurance claim?

What insurance coverage disputes affect contractors most often?

What documents are needed for a contractor insurance claim?

Can an attorney help with indemnity and defense tenders?

What happens if an insurance company denies a contractor’s claim?

How much does it cost to speak with a contractor insurance claim attorney?

Still Have Claim Questions?

Get focused guidance before deadlines or insurer positions harden.

Licensed & Trusted

Awards and Recognition

State Bar of California credential

State Bar California

Licensed California legal practice credential.

United Contractors membership badge

United Contractors

Construction industry membership supporting contractor advocacy.

AGC of America membership badge

AGC of America

National construction association membership and insight.

Discuss Your Contractor Insurance Claim

Share the facts of your insurance claim, coverage dispute, tender, or litigation issue. Our team will review the situation and explain practical next steps during your initial consultation.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 949-540-0320.